Skip to main content
Locations Help

Personal Online Banking Login

Business Banking

Login

Mortgage Statements

Login

Credit Card Logins

Go

Wealth - Trust & Investments

Login

Wealth - Raymond James

Login

Wealth - (RPS) Epic Advisor

Login

Commercial Checking Built for Business Performance

Commercial checking is designed to support businesses with cash flow management, operational efficiency, and flexible banking solutions, offering tools for high transaction volumes and advanced treasury needs.

group of coworkers meeting

Earn More With Competitive Earnings Credit Rate (ECR)

Offset your banking fees with a tiered ECR that rewards higher balances. The more you maintain, the more you save on treasury fees.

Integrate Advanced Treasury & Cash Management Tools

  • ACH & Wire Transfers – Send and receive payments securely with same-day options available.
  • Remote & Mobile Deposit Capture – Deposit checks from your office or on the go, eliminating unnecessary trips to the bank.
  • Lockbox Services – Streamline payment collections and improve cash flow predictability.
business woman shaking hands with client

Fraud Protection & Security Options

Positive Pay

Detect and prevent check fraud before it happens.

ACH Filters & Blocks

Control which transactions are allowed and minimize unauthorized debits.

Dual Control Approvals 

Add an extra layer of security to financial transactions.

24/7 icon
24/7 Online Banking & Mobile App
Account alert icon
Customizable Account Alerts
Accounting icon
QuickBooks & Accounting Integration

Connect with a Commercial Banking Specialist

Commercial checking is designed for growing businesses, corporate enterprises, and cash-intensive operations that need a robust checking account to manage high transaction volumes efficiently. Whether you're scaling up or optimizing operations, this account provides the tools to keep your finances running smoothly.

Frequently Asked Questions

What documents do I need to open a business checking account?

The required documents typically include a business license or registration, proof of address, tax identification number, and ownership documentation.

Can I link my business checking account to other accounts or services?

Yes, we offer profile linking, which allows you to link your business checking account to other accounts or services, such as savings accounts, credit cards, and financial management software.

What fees should I expect with a business checking account?

Fees vary depending on the account type but may include monthly maintenance, transaction, and overdraft fees. Call Customer Care at 1-855-696-4352 and ask to speak with your local Commercial Relationship Manager or request a consultation.

Do you offer credit and debit card processing for my business?

Yes! We have various Merchant Services equipment options to help increase your cash flow and provide added convenience for your customers. Along with in-house setup, we have a dedicated customer service team ready to help when you need it.

What are Treasury Management services?

Treasury Management services from Midland help business customers optimize their organization’s liquidity by improving the efficiency of accounts receivable and payable processes so that bills are paid on time, cash is collected, and the entire process runs as smoothly as possible.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.