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Competitive Rates & Unparalleled Industry Expertise To Help You Grow

Achieve success with simplified equipment financing options, competitive pricing, and fast processing.

Vendor Partnership

Midland partners with vendors, dealers, and their clients to create customized financing solutions.

Fast Approvals

Get credit decisions in as fast as 24 hours.

Financing

Choose from loan amounts ranging from $50,000 - $5 million.

100% Financing

Discover affordable financing starting at $0 down.

Finance Programs

Midland provides loans and leases to fit the needs of your business.

Single-Page Application

Enjoy a simple application process for transactions up to $500,000.

business man looking at phone

Get Tailored Equipment Financing Solutions Based on Your Industry

Construction
Finance new construction technology while affordably replacing worn-out equipment.

Manufacturing
Upgrade manufacturing machinery and enjoy Section 179 tax savings.

Forestry and Logging
Our experts know logging and tailor programs to fit your unique needs.

Transportation and Specialty Vehicles
Trucking companies and others that transport goods and people need the right heavy equipment.

Environmental and Waste
Get financing on recycling, solid or liquid waste equipment and more.

Capital Markets
Specializing in the acquisition of third-party-originated equipment financing portfolios and single transactions.

Midland Offers a Variety of Financing Programs for Your Business

Equipment Loans

Best for purchasing equipment with a long useful life that won’t become outdated soon.

Equipment Financing Agreements

Bundle all equipment and soft costs into one monthly payment with an equipment financing agreement (EFA) to keep more capital available for daily expenses and emergencies.

TRAC Leases

A TRAC lease is for motor vehicles and trailers used for business purposes more than half the time.

Equipment Operating Leases

Operating leases let your business use equipment without adding its cost to your balance sheet. You have options to return, re-lease, or buy the equipment at fair market value after the lease term.

Equipment Finance Leases

We'll set up affordable payment plans for up to 84 months, and at the end, you can fully own your essential equipment for just $1, benefiting from tax depreciation along the way.

Work with an expert who can help explain the nuances of our equipment finance programs and customize the right financing for your business.

How We Partner with Vendors & Dealers

construction worker shaking business man's hand

Partnership

Midland reviews applications from vendors and dealers and initiates discussions with them.

Prospect

Vendors and dealers introduce Midland to their customers. Midland can then directly contact customers to discuss needs and create customized financing solutions.

Review

Midland evaluates credit options based on the customer's financial statements, allowing customers to choose their preferred options.

Underwriting

Midland handles underwriting and coordinates with third parties to ensure funds are delivered promptly upon the customer's agreement.

 

Learn more about our Vendor Partnership Program, or if you’re ready to finance, contact an expert today.

How We Partner with End-Users

Apply

Contact us to start with our simple one-page application for transactions up to $500,000.

Connect

Enjoy credit documentation and decisions as fast as 24 hours.

Fund

Receive funding as fast as 24 hours.

Frequently Asked Questions

What type of equipment leases and loans do you offer?

We provide equipment finance loans and leases, including tax leases, operating leases, TRAC leases, equipment finance leases, and equipment finance agreements. Our equipment finance experts have industry-specific expertise so they can connect you with financing that's right for your business and takes into account your industry requirements.

What are your equipment finance rates?

Our commercial equipment finance rates depend on several factors including the term of the financing, product chosen, and credit quality. We work hard to provide our clients with tailored equipment finance rates that are competitive so they can focus on growing their business. Contact us today to talk to an expert for more information.

What transaction sizes do you finance?

Our typical range is anywhere between $50,000 to over $5 million. We have a versatile team with years of industry-specific experience to guide you to a flexible financing solution that fits your business needs and takes into account the transaction size you need.

Do you have minimum requirements and qualifications?

Things we look for in applicants include:

  • Industry standard acceptable FICO scores
  • Installment debt history required
  • Minimum of 36 months in business
  • Commercial entities only

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.