Start Your Homeownership Journey Today
Reach the next milestone in your life with a mortgage loan from Midland.
Turn your dream of homeownership into a reality with our affordable mortgage loan options.
Build your very own home from the ground up with our flexible and competitive construction loan options.
Change the terms and payment of your mortgage with our hassle-free refinancing options.
Enjoy flexibility, competitive interest rates, and a variety of repayment choices, making it the preferred choice for many. These loans are provided by Midland States Bank.
Backed by the US Department of Agriculture, USDA loans are designed to help borrowers in rural areas purchase a home with little or no down payment.
Designed for purchasing luxury or high-cost homes that are priced above the usual loan limits.
Government-backed and designed to help Veterans, service members, and surviving spouses purchase homes with competitive interest rates and no down payment requirements or private mortgage insurance (PMI).
Need to move quickly? Get a short-term financial boost to seamlessly transition between your current home and new home.
Crafted by the Federal Housing Administration (FHA), and aimed to assist borrowers with lower credit scores or limited down payments buy homes.
If you are interested in owning rental homes, we can help provide the funding you need to purchase a property that will be rented out to tenants.
A construction loan is a short-term loan you can use to finance the construction of a new home. During construction, you can make interest-only payments at a fixed rate. Once construction is complete, you can convert the loan to a permanent mortgage.
If you want to purchase land to build a home, a lot loan is the perfect solution. A lot loan allows you to purchase property before you begin construction.
Adjust your mortgage terms to reduce your monthly payments or pay off your loan quicker.
Pay for home improvements and other major expenses by tapping into your home's equity.
Get a lower rate or change the term length on your FHA or VA loan.
Our team of dedicated professionals are here to support you.