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Midland + YOU graphic

We’re thrilled to partner with you.

Get ready for valuable offers and discounts, access to Midland’s banking experts, and true financial empowerment.

Here's what you can expect:

Team Perks.*

  • One box of free checks per year with any Liv Checking account
  • CD reward: 0.25% higher Annual Percentage Yield (APR)*
  • Lending discount: 0.25% lower rate*
  • Home loan reward: $895 off closing costs*
  • Access to 55,000+ fee-free ATMs
  • Debit card rewards with online banking
  • Free online banking with bill pay
  • Mobile banking with mobile deposit
  • Health Savings Account (HSA) for investing1 and saving on healthcare expenses.
  • Pay other people for free with Zelle®
  • Turn your debit card on and off with card controls
  • Financial wellness check-up

Consumer Deposit Accounts

  • Personal checking, savings, or money market accounts
  • 6, 12, or 24 month certificate of deposit
  • Open and fund your new account online in as little as 10 minutes
  • Add online banking and our full suite of digital services

Mortgage Loans

Whether you're buying a new home or refinancing for better rates, shorter terms, or cash-out options, our mortgage experts are here to guide you every step of the way.

Credit Cards

Choosing the right credit card for you or your business is easier than ever. No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security.
  • Mobile payment capability for added convenience.
  • Plus much more!

Financial Empowerment Sessions

Our local Banking team provides in-person or virtual Financial Empowerment Sessions covering a variety of topics. We have something for everyone, regardless of age or financial circumstances. Contact your local branch to host a group event and learn about:

Banking Basics, Budgeting, Investing, Homeownership, Paying Off Debt, Retirement Planning, and more!

*Specials and promotions excluded. CD Reward is available upon account opening. $500 minimum balance requirement. CD renewals are excluded. Please present your Perks@Work Employee Card to your Midland representative in order to receive Perks@Work benefits. Reserve Line of Credit and Mortgages are excluded from the lending discount.

1FDIC insured through Midland States Bank for so long as funds remain uninvested and on deposit with Midland States Bank pursuant to pass through insurance requirements. 

Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Please contact Lively for more details. Midland States Bank has partnered with Lively, Inc. to offer its Health Savings Account. Lively Inc. is not affiliated with Midland States Bank. Neither Lively Inc. nor Midland States Bank provides tax or legal advice. Seek the advice of your own tax and legal professionals to ensure your compliance with applicable HSA and other laws. Investment options for HSAs in the custody of Lively, Inc. are provided by Charles Schwab & Co., Inc., Lincoln National Life Insurance Company and The Lincoln Life & Annuities Company of New York, and Devenir, LLC; fees may apply. Investments are: Not insured by the FDIC; not deposits; and may lose value.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.