Business Line of Credit

A line of credit gives you quick access to funding. We deliver credit decisions fast so that you can gain capital for short-term, immediate expenses. Use as much of your credit allowance as you need and benefit from interest-only payments during your first 12 months. Using a line of credit can enhance your company's credit score, which is beneficial to help you qualify for a larger loan when the time comes to expand your business.

Interest rates vary for every borrower. We establish interest rates according to the Wall Street Journal prime rate and scale them with your risk level.

An annual documentation fee and line usage fee may apply.

You may qualify for a larger line of credit through consistent payments at your current level.

For a traditional business line of credit, monthly interest-only payments are required, subject to the final terms of the loan agreement.

We offer mobile, online, and in-person payment options. You can set up automatic payments through our online and mobile banking services.