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Accommodating Businesses of All Sizes and Various Credit Levels

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No matter what you choose, you'll get:

  • Flexible Terms
  • Generous Loan Amounts
  • Competitive Interest Rates
  • New and Established Businesses
  • Personalized Service

Business Loans & Lines of Credit Options

Secured Loans

Borrow funds by using a business asset as collateral. This helps you secure a lower interest rate.

Unsecured Loans

Borrow funds without using collateral. This means your business assets remain protected even if you default.

Commercial Lines of Credit

Spend against a revolving limit with a line of credit with competitive rates and interest-only payments for the first 12 months.

Commercial Real Estate Loans

Purchase or renovate business property or buy investment properties.

Equipment Financing

Streamlined equipment loans and leases from $50,000 to $5 million+ available in all 50 states.

Ag Lending

Personalized operating loans through partnership programs such as FSA and Farmer Mac, as well as lines of credit for your farm or agribusiness.

Small Business Financing

Small business loans and lines of credit offer options to help you achieve your business goals, with loan amounts up to $250,000 and quick funding.

SBA Loans

Obtain financing from an SBA Preferred Lender with loans ranging from $25,000 to $5 million in areas including Illinois, Missouri, Indiana, Wisconsin, and Iowa.

Financing You Need to Grow Your Business

Find Funding Whether you’re a new or well-established organization, Midland has the right loan to fund your next project. 
Connect with an Expert Fill out our contact form, and we’ll connect you with an expert who can help customize a solution for you.

Frequently Asked Questions

What’s the benefit of getting a business loan or line of credit?

Getting a business loan is a smart choice for companies in various industries. It offers timely access to funding for essential expenses like inventory, real estate, and equipment. Instead of paying out of pocket, you can finance purchases over several years.

Beyond providing capital, borrowing can improve your credit score, making it easier to obtain larger loans. Our options, including business lines of credit and secured loans, enhance your credit score as you repay.

Commercial loans help your business achieve its goals by providing the resources to flourish and expand.

What will I need to apply for financing?

We'll collect information that helps us understand your business and measure lending risk. Factors we consider include:

  • Industry
  • Years in business
  • Yearly revenue
  • Business credit score, plus any individuals listed on the loan
  • Business ratio of debt versus income

What are your interest rates?

We determine interest rates by assessing each borrower's situation and current market trends. After considering your application, we'll put you into a tiered interest bracket according to your risk level on a scale from one to ten, with one being the lowest risk.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.