Save Simply with a FlexSaver Account
Whether you're saving for a vacation or setting an emergency fund aside, a FlexSaver Savings account will help you reach your goals.
Watch your savings grow with interest.
Set up automated weekly, bi-weekly or monthly transfers from your Midland checking account to save without thinking about it!
Get free, unlimited access to your account through Online and Mobile Banking or by visiting any Midland States Bank branch or ATM. This includes deposits, withdrawals or transfers.
Link your FlexSaver account to your Midland checking account and protect yourself against unexpected overdrafts.
Access tools to track and organize your spending and saving, all in one place.
Our Bankers are ready to help answer any of your questions. We’re your financial partner.
| FlexSaver | Money Market | Certificate of Deposit | |
|---|---|---|---|
| Interest Rate | Typically Lower | Typically Moderate to High | Typically Higher |
| Opening Deposit | $50 | $2,500 | $500 |
| ATM Access | |||
| Check Writing | |||
| Early Withdrawal Penalty | |||
| FDIC Insurance | |||
| Additional Benefits | Simple and Easy to Use | Check Writing and Debit Card | Guaranteed Rate and Return |
| Interest Rate | Typically Lower |
|---|---|
| Opening Deposit | $50 |
| ATM Access | |
| Check Writing | |
| Early Withdrawal Penalty | |
| FDIC Insurance | |
| Additional Benefits | Simple and Easy to Use |
| Interest Rate | Typically Moderate to High |
|---|---|
| Opening Deposit | $2,500 |
| ATM Access | |
| Check Writing | |
| Early Withdrawal Penalty | |
| FDIC Insurance | |
| Additional Benefits | Check Writing and Debit Card |
| Interest Rate | Typically Higher |
|---|---|
| Opening Deposit | $500 |
| ATM Access | |
| Check Writing | |
| Early Withdrawal Penalty | |
| FDIC Insurance | |
| Additional Benefits | Guaranteed Rate and Return |
I love that I don’t have to have a certain balance in my account.Sharon, Customer for 24 Years
Friendly staff always willing to help with any problem. Family member banked here for years.Samuella, Customer for 4 Years
The tellers are all so friendly, and the service is very personal. They suggested that I consider a Money Market Account and were clear in their explanation. They were not pushy, answered my questions, and then let me take my time to mull it over. I am so glad they did, and opening the Money Market Account was very simple. But I think the main thing is that I feel they know me as a person and help me when I get confused.Deborah, Customer for 14 Years
Our team of dedicated professionals are here to support you.
*The FlexSaver Savings account is paid with interest beginning to accrue no later than the business day we receive credit for the deposit of the noncash items (for example, checks.) Minimum balance to open a FlexSaver Savings account is $50 and the minimum daily balance to obtain the disclosed APY is $0.01. Fees could reduce earnings. Your interest rate may change at any time and without notice.
1) Monthly maintenance fee is $0 when you keep a minimum daily balance of $250 or receive a monthly electronic deposit (known as ACH) into this account. Otherwise, the monthly maintenance fee is $3.
