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Pro™ Essential Business Checking

Account Details

  • $0 per month when qualifications are met*
  • $100 minimum opening balance
  • $0 minimum monthly balance requirement
  • 350 free transactions per month*
business men discussing something on their computer

Key Features & Benefits

Access Robust Digital Tools

Initiate transfers, manage receivables and payables, and improve cash flow with Business Online Banking.

Receive Monthly Statements

Choose which type of statement you prefer to receive. Opt into free electronic statements (e-statements) or choose mailed paper statements for $3 a month.

Manage Account Access

Control who has access to your funds, helping to protect against fraud and unauthorized transactions.

Get Real-Time Account Alerts

Stay on top of your finances with real-time updates on account activity.

Accept Card Payments from Anywhere

Give your customers an easy and convenient payment experience with our wide array of reliable and secure payment processing solutions.

Add On Treasury Management Services

Keep your business finances on track by increasing your company’s visibility and control over cash flow, improving investment yields, and reducing fraud.

Move Your Business Forward with Midland

Open a Pro Essential Business Checking account today.
1. Getting Started To open your account online, we will need to gather information specific to your business.
2. Account Eligibility You'll be asked to review initial eligibility information.
3. Open Your Account The application typically takes about 10-15 minutes.

Frequently Asked Questions

Which checking account option is right for my business?

Check out our quick guide, which can help you determine which account fits the needs of your business. Still have questions? Call Customer Care at 1-855-696-4352 and ask to speak with your local Commercial Services Relationship Manager or request a consultation.

What documents do I need to open a business checking account?

The required documents typically include a business license or registration, proof of address, tax identification number, and ownership documentation.

Can I link my business checking account to other accounts or services?

Yes, we offer profile linking, which allows you to link your business checking account to other accounts or services, such as savings accounts, credit cards, and financial management software.

How can Treasury Management services help my business?

Midland States Bank provides Treasury Management solutions to match the unique needs of running your business. Whether it’s accelerating receivables, optimizing payments, or protecting and investing your money with cash management services, we offer a complete line of digital banking products and services. As part of our personalized approach, our dedicated Treasury Management professionals evaluate each business and customize a program best suited to your needs.

*Pro™ Essential Checking transactions include deposit tickets, deposited items, checks, ACH, wire and other transactions. A fee of $0.50 will be charged for each additional transaction over 350 per month. A $40.00 fee will be charged when account is closed within 180 days after opening. Special offers subject to change and without notice. Some restrictions may apply.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.