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How Payment Processing Solutions Benefit Your Practice

Modern payment solutions help medical and dental practices securely and efficiently accept payments—whether by card, mobile, online, or in person. As cash and checks become less common, patients expect convenient, digital-friendly options. These solutions simplify billing, improve payment collection, and support financial management while ensuring compliance with HIPAA and PCI DSS standards.

Improving Healthcare Payment Processing

Optimizing Costs With Transparent Pricing
The right payment solutions offer clear, competitive pricing to help you manage transaction costs while maximizing revenue—so you can focus on patient care, not hidden fees.

Ensuring Compliance & Security
With built-in HIPAA and PCI DSS-compliant features, our payment solutions protect patient data and reduce fraud risks, giving both providers and patients peace of mind.

Streamlining Payment Processing for Better Cash Flow
Modern billing systems and automated invoicing help accelerate payments and reduce administrative burden, keeping your practice financially stable and efficient.

Enhancing Patient Payment Flexibility
Offering multiple payment options—credit cards, mobile wallets, online portals, and installment plans—makes it easier for patients to pay, leading to faster collections and greater patient satisfaction.

How Accepting Card Payments Benefit Your Practice

Faster & More Convenient Payments

  • Accept all major credit cards, debit cards, and mobile payments like Apple Pay and Google Pay.
  • Reduce reliance on paper invoices and speed up revenue collection.

Improved Patient Experience

  • Offer contactless and online payment options to give patients a seamless checkout experience.
  • Provide automated payment reminders to minimize missed payments and improve cash flow.

Secure & Compliant Transactions

  • Healthcare payment processing companies ensure compliance with HIPAA and PCI DSS to protect patient data.
  • Reduce the risk of fraud, chargebacks, and data breaches with encrypted transactions.

Easier Financial Management

  • Integrate payments with your electronic health records (EHR), practice management system, or accounting software.
  • Gain real-time insights into your revenue with medical merchant services reporting and analytics tools.

Flexible Payment Options for Patients

  • Enable merchants and medical pay online features so patients can pay from home.
  • Offer financing options like installment plans or medical credit lines to make care more accessible.

Get Matched With the Right Payment Solutions

Answer a few quick questions about your payment processing needs. Your insights will help us connect you with the best solutions to support your business.

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Seamless Banking Solutions for Healthcare

Beyond payment processing, we offer banking and treasury solutions designed to support the financial health of your practice or healthcare organization.

Let’s build a comprehensive financial strategy that supports your healthcare organization.

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Get Up to $300 in Payment Processing Statement Credits

Open your new Midland States Bank payment processing account by June 30, 2025, and enjoy up to six months of $50 monthly checking statement credits—totaling up to $300. Experience flexible, secure payment solutions with no multi-year commitment required.*

*Promotional offer is available with the establishment of a new payment processing account by new or existing Midland customers. Offer may not be combined with any other Merchant Services promotions or incentives. No multi-year commitment required. To qualify, you must:

Open and be approved for a new Midland States Bank Merchant Account by June 30, 2025.

New merchant account must be actively accepting and settling card payments by July 31, 2025.

Deposit your merchant processing funds into an eligible Midland States Bank business checking account.

Keep the approved account in an open status and be actively accepting and settling card payments at the time the statement credit is issued.

Eligible customers will receive a $50 monthly DDA statement credit for up to six (6) months, totaling a maximum of $300. The promotional credit is based on total account fees and charges billed during the initial six (6) months following new account opening, excluding equipment, chargebacks, and adjustments for each respective month.

For example, a new merchant account opened and approved on April 15, 2025, will begin qualifying for credits after successfully onboarding and settling card payments. The credit will appear on the next DDA statement. i.e. If the first payment was posted in May, the last credit would be posted in October. If the merchant account closes or if the merchant proceeds transition to another bank or account, the credits will terminate at that time.

Midland States Bank reserves the right, in its sole discretion, to modify, suspend, or terminate the promotion at any time.

Midland States Bank is a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA.

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