Skip to main content
Locations Help

Personal Online Banking Login

Business Banking

Login

Mortgage Statements

Login

Credit Card Logins

Go

Wealth - Trust & Investments

Login

Wealth - Raymond James

Login

Wealth - (RPS) Epic Advisor

Login

You've Got Goals - Together We'll Make them Happen

Midland Offers Financing Options to Accommodate Your Small Business.

  • Financing Options:
    Loans and lines of credit
  • Financing Amounts:
    Up to $250,000
  • Time to Funds:
    As fast as 24 hours
older man looking at computer

Explore Your Options

Secured Loans

Borrow funds by using a business asset as collateral. This helps you secure a lower interest rate. 

Learn More

Unsecured Loans

Borrow funds without using collateral. This means your business assets remain protected even if you default.

Learn More

Business Lines of Credit

Spend against a revolving-limit line of credit with competitive rates and interest-only payments for the first 12 months.

Learn More

Equipment Financing

Streamlined equipment loans and leases from $50,000 to $5 million+ available in all 50 states.

Learn More

How to Get a Small Business Loan

1. Let’s Get Started Apply online, visit a Midland location, or call us. Our team will reach out to understand your business and offer personalized recommendations.
2. Review Options Your loan specialist will discuss financing options and answer any questions.
3. Submit Documents Provide the necessary financial documents as guided by your loan specialist.

Frequently Asked Questions

How much can I borrow?

Our small business loans and lines of credit reach up to $250,000. If you are looking to borrow amounts greater than this, our commercial loans may be a great option for you. 

How long does small business loan approval take?

Turnaround time depends on the situation, but some applicants could qualify as quickly as the same day.

What can I use a loan for?

You can use a small business loan for any of your business's needs, such as purchasing equipment, extra inventory, expanding, or everyday operations.

What can I use a line of credit for?

You can use borrowed funds for various expenses. We recommend using them for short-term, revenue-driving needs and will tailor a financing solution to your business. For example, a line of credit can support large orders, manage seasonal revenue fluctuations, or bridge long cash conversion cycles.

How do I pay my balance or installments?

You can pay by either using our online or mobile banking services or visiting a nearby Midland location.

Do you offer SBA loans?

Midland is an SBA preferred lender and has a loan application portal that applicants can use if they need funding from $25,000 to $5 million in the business lending areas of IL, MO, IN, WI, IA. View our SBA Loan options

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.