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Getting Started

Applying online for your loan is simple and convenient. You may be required to provide information including, but not limited to:

Personal and Contact Information
Physical Address Located in Illinois or Missouri
Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
18 Years of Age with a Government Issued ID

Choose the Loan That's Right for You

Mortgage

Whether you're buying a new home or refinancing for better rates, shorter terms, or cash-out options, our mortgage experts are here to guide you every step of the way.

Get Pre-Approved

Auto

Buying new, used or refinancing? We’ll simplify the process for your purchase of the vehicle of your choice- car, truck or SUV.

Apply Now for an auto loan

Unsecured

Personal loans range from $1,000 to $20,000 for a variety of needs. Whether you're looking to consolidate debt, pay off medical expenses, finance a family event, or plan to make a major purchase, we're ready to help.

Apply Now for a personal loan

Home Equity Line of Credit

Access to a line of credit for ongoing use.

Apply Now for a HELOC

Recreational

Are you ready to hit the trails or make waves? We also offer financing for the purchase of motor homes, campers, travel trailers, motorcycles, utility, sport or side-by-side ATVs.

A variety of loan products are available. If you don't see a loan option that meets your current need, our online loan support team can help.

Frequently Asked Questions

Why choose Midland for personal loans?

At Midland States Bank, we're a strong, diversified financial service company dedicated to building a sense of community and culture with our members. We're more than a bank—we offer financial services for every season of your life, from mortgages and wealth management to business and equipment financing.We're committed to economically developing the communities we serve and making an impact in your everyday life.

Since Midland is a Member of the Federal Deposit Insurance Corporation (FDIC), you'll get the security that comes with a bank. Just a reminder that wealth management services are not deposits, so they are not insured by the FDIC and may lose value.

How do I apply for a loan online?

Applying for a loan online is simple and convenient. Visit our online application to get started or visit our online personal loan FAQ page for further detailed information.

How do I qualify for a personal loan?

Qualification typically depends on your credit score, income, and debt-to-income ratio. Lenders will review your credit history and financial situation to determine your eligibility and the loan terms you may qualify for.

What can I use a personal loan for?

You can use a personal loan for almost any purpose, including debt consolidation, home improvements, medical bills, travel, or major purchases. However, some restrictions may apply, so it's important to check with your lender.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.

Welcome to Midland! How can we help you today?

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