Car Loans & Auto Financing Options

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Apply Now for an auto loan

We Offer Car Loans to Help You:

Buy a New Car

Get your new car with our affordable auto loans. Whether it's an off-road powerhouse you're waiting to own, or a fully electric car that lets you give back to the environment, we’ll help you find the best option for you.

Buy a Used Car

Used car loans allow you to save some cash by skipping the high cost of a new car. It's possible to get car financing for anything that has appraisable value, on a lot or not.

Refinance Your Current Car Loan

In a loan that's too expensive? Stop overpaying each month. When you refinance a car loan, you can get a monthly payment that fits your budget better, giving you room to breathe.

Key Features & Benefits

Low, competitive rates on new or used car purchases or auto loan refinancing
Quick credit decisions, no fees applied
No down payment required

Flexible terms that provide a monthly payment that works for your budget
Easily manage your car loan online with online banking
No prepayment penalty if you pay off your loan early

Apply Now for an auto loan

Auto Loan Payment Calculator

Ready to Hit the Road?

1. Gather Your Documents Proof of income, identification, and details of the vehicle.

2. Apply and Get Approved Apply online and we will review your application and provide a decision.

3. Finalize Your Loan Sign the paperwork and get the funds you need

Apply Now for an auto loan

Frequently Asked Questions

What is a car loan?

An auto loan allows you to purchase the vehicle you want–car, truck, SUV, it doesn’t matter–by using the vehicle you’re buying as collateral on a loan. You receive a lump sum that’s repaid in installments that include interest payments. Looking to unleash your adventurous side? A recreational vehicle loan may be right for you.

How much can I borrow with a car loan?

When you apply with us, we’ll give you car financing options based on several criteria, including your credit, income, and the car’s value.

What’s my monthly payment on a car loan?

Estimating car payments takes a few minutes with our team. We’re happy to dig into some numbers and calculate the best possible monthly payment for your needs.

How long does it take to get a car loan?

We can help you apply and get approval for your auto financing in one day, in most cases. If you’ve found the car of your dreams, let’s get moving to set up the loan for you today.

Why should you get a car loan before you visit the dealership?

This is a trick you’ll love. When you go into the dealership with a loan in your pocket, you’re ready to buy, the dealer knows it, and you can negotiate with better ability. End result? Saving money.

When should I refinance an auto loan?

If you’re paying too much each month, it’s time to refinance. Did your credit score improve since you took out the loan? Are you ready to get rid of the cosigner? Need better terms? We can help you. We provide recreational vehicle refinancing options as well.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.

Welcome to Midland! How can we help you today?

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