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Customer Care Hours (CST)
Mon-Fri: 7:00 AM - 9:00 PM
Sat: 9:00 AM - 5:00 PM
Closed Sun & Federal Holidays

1-855-696-4352

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Midland States Bank
Customer Care Center
1201 Network Centre Drive
Effingham, IL 62401

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1-855-696-4352

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During Business Hours

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Customer Care Hours (CST)
Mon-Fri: 7:00 AM - 9:00 PM
Sat: 9:00 AM - 5:00 PM
Closed Sun & Federal Holidays

After Business Hours

1-855-696-4352
Press 2 for Lost or Stolen Debit Card.

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    Midland Will Be Closed on These Federal Reserve Holidays

    • New Year's Day
    • Martin Luther King, Jr. Day
    • Presidents' Day
    • Memorial Day
    • Juneteenth
    • Independence Day
    • Labor Day
    • Columbus Day
    • Veterans Day
    • Thanksgiving Day
    • Christmas Eve (12:00 pm Closing)
    • Christmas Day

    Download Our 2025 ACH Holiday Schedule

    *NOTE: Files received after 11:30 am on Christmas Eve will not be processed until the next Business Day, Friday, December 26th. The earliest Effective Date for files processed after 11:30 am on Christmas Eve is Monday, December 29th.

    *Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.

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