Checking with Benefits for Flexible Banking
Some things are meant to be unlimited. The same goes for your checking account. Say hello to the Liv Unlimited checking account.
Manage accounts, transfer funds, pay bills or deposit checks 24/7 using your smartphone, computer, or tablet. Learn more.
You have access to the Allpoint ATM Network, which provides more than 55,000 surcharge-free ATMs, so cash is never far away.
Your Midland checking account gives you access to several types of overdraft protection tools.
Lost or damaged your debit card? Get a new one instantly at any branch. Plus, enjoy secure, tap-to-pay convenience by storing your Midland cards in your smartphone’s digital wallet—no physical card is needed.
Knock your monthly service charge down to $0 when you have a daily balance of $5,000 or more.
| Liv Unlimited | Liv Simply | |
|---|---|---|
| Debit Card | ||
| Online Banking | ||
| Online Bill Pay | ||
| Mobile Banking App | ||
| Text Banking | ||
| Digital Money Management | ||
| Allpoint Fee-Free ATMs* | ||
| Overdraft Protection Available | ||
| ATM Refunds1 | No | |
| Free Checks | No | |
| Earns Interest2 | No | |
| Account Statement Options | Paper or eStatement | Paper or eStatement |
| Monthly Fee | $0 or $10 | $0 |
| How to make this a Free Account: | Maintain a daily balance of $5,000 or more per month. | Enroll in eStatements (Paper Statements are $3 per month) |
| Open Account | Open Account |
| Debit Card | |
|---|---|
| Online Banking | |
| Online Bill Pay | |
| Mobile Banking App | |
| Text Banking | |
| Digital Money Management | |
| Allpoint Fee-Free ATMs* | |
| Overdraft Protection Available | |
| ATM Refunds1 | |
| Free Checks | |
| Earns Interest2 | |
| Account Statement Options | Paper or eStatement |
| Instant Loan Feature | No |
| Free Cashier's Checks | No |
| Monthly Fee | $0 or $10 |
| How to make this a Free Account: | Maintain a daily balance of $5,000 or more per month. |
| Debit Card | |
|---|---|
| Online Banking | |
| Online Bill Pay | |
| Mobile Banking App | |
| Text Banking | |
| Digital Money Management | |
| Allpoint Fee-Free ATMs* | |
| Overdraft Protection Available | |
| ATM Refunds1 | No |
| Free Checks | No |
| Earns Interest2 | No |
| Account Statement Options | Paper or eStatement |
| Instant Loan Feature | No |
| Free Cashier's Checks | No |
| Monthly Fee | $0 |
| How to make this a Free Account: | Enroll in eStatements (Paper Statements are $3 per month) |
The people there go well beyond the call of duty to help!Anthony, Customer for 23 Years
Easy online banking app. No need to go to a branch to deposit checks anymore.Angela, Customer for 8 Years
The app is very user friendly and easy to get simple banking done. Also the fraud alert texts and calls are the most amazing feature of your bank!Kyle, Customer for 18 Years
Minimum opening deposit for personal checking account is $50. A $40 fee will be charged when account is closed within 180 days after opening. *1) Our ATM fee is waived when using Non-Midland owned ATMs with unlimited fee reimbursement for Liv unlimited accounts. Non-Midland ATM fees still apply. Foreign ATM fees by ATM owners other than Midland States Bank will be charged as the fee occurs. 2) Minimum daily balance to earn interest is $0.01. Accrual of non-cash deposits - interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Your interest rate and annual percentage yield may change at any time.
*The Allpoint app can only be used on iPhone and Android devices. Message and data rates from your phone carrier may apply.
Our team of dedicated professionals are here to support you.
