Auto Loans

When you take out a vehicle loan from a financial institution, you receive a lump sum of money that you repay over time (plus interest). Our vehicle loans enable you to purchase the vehicle you need whether that's a new or used car, a recreational vehicle, or refinancing an existing loan.

Midland States Bank offers an easy online or in person application process. No matter what type of vehicle or watercraft you need to finance, our requirements are simple. You'll have to be at least 18 years old with a government-issued ID. Once you share your personal and contact information, U.S. address and a social security number or employer identification number, we'll get you started.

You need to know what you can afford before you’re sold a car that’s not a good fit for your budget. Pre-approval gives you the info you need before heading to the dealership.

We provide loans for recreational vehicles like motor homes. Or for a fifth wheel trailer, that side-by-side ATV you’ve thought about, or even a motorcycle. We’re flexible like that.

Applying for a loan online is simple and convenient. Visit our online application to get started or visit our online personal loan FAQ page for further detailed information.